Mortgages
A mortgage is likely to be the single largest financial commitment you ever make. There’s a wide range of mortgage products out there, with varying interest rates and repayment options available.
People buying their first home often have specific needs when it comes to finding a mortgage. A range of mortgages exists specifically for this market sector.
Remortgaging means switching your mortgage to another deal with another lender without moving property.
These types of mortgages are designed for property investors and private landlords, who do not intend to live in the purchased property but will let property to tenants.
Help to Buy are equity loan schemes where the government lends you up to 20% or 40% of the value of a new build property depending on the location.
Equity release can help people release cash (equity) in their homes for a particular purpose, like supplementing retirement income.